Kumpulan soal dan jawaban Reading Comprehensions Test Part 2

Kumpulan soal dan jawaban Reading Comprehensions Test Part 2

Kali ini sanabila.com akan membahas tentang Kumpulan soal dan jawaban Reading Comprehensions TOEIC Test. Hal ini untuk menambah kemampuan dan melatih kebiasaan para peserta dalam menjawab pertanyaan-pertanyaan TOEIC. Terutama untuk menguji kemampuan Grammer dan Vocabulary anda. kumpulan soal ini juga dapat diperuntukkan untuk latihan dengan disesuaikan dengan tips dan trik yang sudah dibahas sebelumnya.

Pada kumpulan soal ini akan dibagi menjadi 5 (lima) bagian, yaitu :

Pada setiap bagian kumpulan soal tersebut akan ada 24-26 soal beserta jawaban.

Pada tes TOEIC yang sesungguhnya, Pada bagian test ini peserta akan menghadapi beberapa teks yang berupa surat, iklan, koran, artikel dll. Pada setiap teks akan mengandung 1-4 pertanyaan yang harus dijawab oleh peserta. Jumlah soal pada sesi ini adalah 40-48 soal. Peserta harus memahami dan mengerti maksud dan tujuan dari teks tersebut sebelum menjawab pertanyaan. 

Questions 27-29 refer to the following letter.
Dear Mr. Green:
I am writing concerning claim #760. The amount that your adjusters have set for the damage Hurricane Harry caused to my barn is unacceptably low. The amount that your company has offered would not even allow me to do the work myself, as the materials alone would cost almost $300 more than your estimate.
I am including estimates from four independent contractors that I have asked to inspect the damage to my barn, and their estimates vary between $1,500 and $1,750.
I would like your company to take into consideration the estimates I have provided and reevaluate your settlement offer. If you continue to deny the fact that your offer is unacceptably low, I will need to seek legal counsel.
I will appreciate your immediate attention to this matter.
Yours sincerely,
M. Liverpool
Mathew Liverpool

27.
Why did Mr. Liverpool write this letter?
(A) To request legal advice from Mr. Green
(B) To seek compensation for damages
(C) To demand his barn be repaired
(D) To refuse the insurer’s settlement offer
28.
What can be inferred from this letter?
(A) Mr. Green estimated the amount payable to Mr. Liverpool.
(B) Mr. Green will send contractors to inspect the barn.
(C) Mr. Liverpool’s barn was destroyed in the Hurricane.
(D) Mr. Liverpool will not let this issue rest.
29.
What is the minimum amount of money that Mr. Liverpool expects to receive?
(A) $300
(B) $1,200
(C) $1500
(D) $1,750

Questions 30-33 refer to the following article.


JINGO Computers and Suthertech Computer Industries, Inc. announced today that they have signed a definitive merger agreement. The strategic combination will have approximately $5 billion in annual revenues, 5,900 employees, 23 facilities worldwide, a leading global position in computer manufacturing.
The merger transaction, expected to close in the second quarter of this year, is subject to stockholders’ approval under the Hart Scott Rodino Act, refinancing of indebtedness and other customary closing conditions. Under the terms of the merger agreement, which was unanimously approved by the Boards of Directors of both companies, Suthertech stockholders will receive 0.685 JINGO shares in exchange for each of their Suthertech shares. Upon the completion of the transaction, JINGO stockholders will own approximately 51 percent and Suthertech stockholders approximately 49 percent of the merged entity.

30.
What is the purpose of this article?
(A) To announce the effect of the Hart Scott Rodino Act on mergers.
(B) To inform shareholders about the merger.
(C) To publicize a merger of two computer companies.
(D) To support the Board of Directors’ decisions.
31.
According to the article, what is TRUE?
(A) JINGO shares will sell for $0.685.
(B) Suthertech Computer Industries has 23 plants world wide.
(C) Stockholders have to approve the merger.
(D) The merger has already been finalized.
32.
What can be inferred about the merger?
(A) Its company’s shares will sell for $5 billion.
(B) JINGO Computers is in debt.
(C) Suthertech shares are worth less than JINGO shares.
(D) Suthertech stockholders will be the majority shareholders.
33.
When was this article printed?
(A) Around September
(B) Before April
(C) In the middle of the year
(D) Just before the New Year

Questions 34-36 refer the following email.
TO: syamoto@hyndi.com
FROM: klee@globalmail.com
SUBJECT: AE123-QR/20__
Dear Ms. Yamoto
I am pleased to have the opportunity extended to me to work for your department. This position interests me greatly. However, I feel that the remuneration package you offer is not commensurate with my education and experience.
Please consider that after eight years of experience in the field, I will be able to be effective immediately. I am eager to get started in the new job as soon as possible, and am confident that we can reach agreement on remuneration.
I would like to meet with you again to discuss this, and will call to arrange an appointment.
Best regards,
Katie Lee
34.
What is the main purpose of this email?
(A) To accept a position
(B) To request an appointment
(C) To negotiate payment
(D) To decline an offer
35.
Which of the following is TRUE?
(A) Ms. Lee is currently unemployed.
(B) Ms. Lee worked in the same company for eight years.
(C) Ms. Yamoto interviewed Ms. Lee.
(D) Ms. Yamoto is in charge of accounts.
36.
In the first paragraph, line 3 the word “commensurate” is closest in meaning to
(A) balanced
(B) indicative
(C) matched
(D) suitable

Questions 37 - 39 refer to the following table.

Forest cover by sub-region 20__ and distribution
Region/sub-region	Forest area(1000 ha)	% of land area	% of global forest area
Eastern and Southern Africa	226 534	27.8	5.73
Northern Africa	131 048	8.6	3.32
Western and Central Africa	277 829	44.1	7.03
Total Africa	635 412	21.4	16.08
East Asia	244 862	21.3	6.20
South and Southeast Asia	283 127	33.4	7.16
Western and Central Asia	43 588	4.0	1.10
Total Asia	571 577	18.5	14.46
Total Europe	1 001 394	44.3	25.34
Caribbean	5 974	26.1	0.15
Central America	22 411	43.9	0.57
North America	677 464	32.7	17.14
Total North and Central America	705 849	32.9	17.86
Total Oceania	206 254	24.3	5.22
Total South America	831 540	47.7	21.04
WORLD	3 952 025	30.3	100

1 hectare (ha) = 10 000 square meters (m²) = 0.01 square kilometres (km²)
37.
Which sub-region has the greatest Forest area?
(A) Eastern and Southern Africa
(B) Western and Central Africa
(C) South and Southeast Asia
(D) North America
38.
Which region has the most forest coverage per hectare?
(A) Africa
(B) Asia
(C) Europe
(D) South America
39.
Which sub-region accounts for the least global forest area?
(A) Caribbean
(B) Central America
(C) Northern Africa
(D) Western and Central Asia

Questions 40-42 refer to the following memo.
TO: All employees
FROM: Venessa Hardwright
SUBJECT: Reduction in staff
DATE: December 28, 20__
As anticipated, the recent merger with FGA United has resulted in overlap of some functions. Consequently, it is necessary to reduce our work force in those areas in which we have significant duplication of effort.
Effective March 3, we will experience a 30% reduction in staff, right across seniority lines. Persons affected will be notified by the end of next month. These employees will receive two months' severance pay.
Our personnel office will hold a series of meetings in the middle of February to discuss unemployment insurance benefits and to help those affected secure new jobs. If you plan to attend, call Marcos Twine at extension #131.
We thank you for all your hard work. Unfortunately this layoff could not be avoided. We wish you employment success in the future.
Vanessa Hardwright
CEO
ZBT Electronics

40.
What is the purpose of this memo?
(A) To announce changes in company structure
(B) To declare a merger with FGA United
(C) To motivate employees to work harder
(D) To request attendance at upcoming meetings
41.
When will employees be informed about their company status?
(A) In December
(B) In January
(C) In February
(D) In March
42.
According to the memo, what is TRUE?
(A) FGA United will secure jobs for all employees.
(B) No executives will be made redundant.
(C) Not all departments are affected by the merger.
(D) Some employees will receive a bonus.

Questions 43-47 refer to the following article.
Predatory Lending: Debate in Default
Paralleling the subprime mortgage crisis in the US, a larger debate broke out regarding the need for curbs on ‘predatory lending’ practices. Central to the debate was the definition of predatory, and there is still considerable disagreement. Until the term is defined by law, it remains a catch-all for a variety of what consumer advocates call ‘unfair’ loans, made to the eventual detriment of the borrower.
Principal among these are loans tailored for high-risk subprime borrowers, often without adequate checks on income and repayment potential, and high-interest, short-term financing. Included in this second group are payday and tax-refund-anticipation loans – both taken to tide the borrower over until expected income is received – as well as credit card late-payment fees and checking account overdraft fees. The fees charged on these short-term advances often amount to an annual interest rate well in excess of the market rate for high-risk. Lenders dispute that these fees are interest.
Consumer groups charge that high interest rates and fees take advantage of the desperate borrower, while advocates for the lending industry note that the promise of high return encourages lenders to give loans even if the risk is greater. Without that, loans would not be available to many low income and minority borrowers. On the other hand, the concentration of high-risk lenders in low-income neighborhoods means that more equitable financing may not be accessible to some who could qualify. And that, say social critics, means that interest is transferred from the poorest members of society into the pockets of the wealthy.
The industry rejoinder is <I>caveat emptor<I>, let the buyer beware. In this view, it is the borrower’s responsibility to seek the best loan product and to understand the details of the contract. And yet, the fact that ‘predatory lending’ is an issue suggests that some authorities recognize the need for better consumer education and possibly government regulation. Certainly, the crisis created by the subprime market collapse shows the impact risky lending can have on the economy as a whole. Whether to protect the more vulnerable borrower or to discourage volatility in the economy, some brakes may need to be put on high-risk lending practices.

43.
What might a ‘predatory lender’ do to a customer?
(A) Charge high interest to the rich.
(B) Reduce interest for low-income clients.
(C) Refuse to lend if repayment is risky.
(D) Take advantage of the customer’s need.
44.
Which practice would NOT be predatory according to this article?
(A) A 20-year home loan at 5% per annum interest.
(B) A fee of .05% per day on an overdue payment.
(C) A home loan at 18% to a marginally employed buyer.
(D) A one-week advance on wages at a flat fee of 5%.
45.
Why does the lending industry say high interest is good for some borrowers?
(A) Borrowers can take advantage of sales.
(B) Borrowers cannot get better rates.
(C) It keeps money moving in the economy.
(D) Without it, loans would not be available.
46.
Why might government intervene in lending practices?
(A) To end the current debate.
(B) To keep the economy stable.
(C) To protect honest lenders.
(D) To provide work for teachers.
47.
In Paragraph 3, line 2 the word “promise” is closest in meaning to
(A) avowal
(B) guarantee
(C) implication
(D) potential

Questions 48- 52 refer to the following article.
Volunteerism, as a way of providing needed services, is hardly new. Throughout history, people have pitched in to help their neighbors accomplish some task, asking no pay in return. In earlier times, voluntary efforts were woven into the pattern of society, a good example being neighbors helping to build a home for newlyweds. Over the past couple of centuries, however, volunteering has increased, and, since the middle of the 20th century, the widespread use of volunteers in some societies has given rise to volunteer program management as a profession. (IVR 1998)
The use of volunteers, however, is by no means uniform around the world. In less-developed countries, traditional mutual-aid activities are supplemented by charitable programs. Where the economic-political model leans toward socialism, volunteer labor is less common, as social services are provided by the government. In Greece, for example, all three models were seen until the 2004 Olympiad, when vast numbers of citizens were needed, and responded. Volunteerism in Greece took a giant leap forward from the family- and church-centred activities of the past and exploded into the public sector. Local authorities, most notably in Athens, then followed up on the Olympic success with new programs in which citizens can become involved.
Contrasted to the newness of efforts in some countries are those where volunteer programs are well underway. In the US, volunteerism is a highly developed field, increasingly necessary in recent years, as political policies have reduced the budgets of social service agencies. The propensity for volunteerism, however, has historical impetus in the US, with roots in the charitable obligation demanded in early Puritan settlements. (Fischer, 1989)
Some EU member states also have a long tradition of volunteerism and, as a result, volunteer management has become a profession. The UK, for instance, has set occupational standards (VSNTO 2004) and offers training courses and qualifications in volunteer management. Research is underway to bring standards into a common framework that can be understood across the EU (VSNTO 2004), to quantify the value of volunteer contribution, and to assess the different cultures that impact volunteerism in the member states. (CEV, ‘Facts and Figures’ study, 2003-2005 ongoing).

48. Which statement best describes the history of volunteerism?
(A) It is a relatively recent type of activity.
(B) It is more common now than ever before.
(C) It originated in the weaving industry.
(D) It was more prevalent in the past than now.
49.
Why did volunteerism expand in the Greek example?
(A) A major event necessitated the use of volunteers.
(B) Charities increased their support for the needy.
(C) People were used to helping each other.
(D) The government provided most services.
50.
How can volunteerism best be described in the US?
(A) It is an unpopular obligation.
(B) It has a strong historical base.
(C) It is no longer as essential as it once was.
(D) Political policies have made it unnecessary.
51.
What is the goal of volunteerism research in the European Union?
(A) To establish volunteer qualifications for the UK.
(B) To improve the quality of cultural events.
(C) To increase the number of volunteer managers.
(D) To set standards for the member states.
52.
In paragraph 3, line 4 the word ‘propensity is closest in meaning to
(A) avoidance
(B) hesitation
(C) popularism
(D) tendency

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